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Taking a Home Loan? Check the Pros and Cons of Interest Rates First Owning a Home is a dream that everyone cherishes very dearly. But looking at the current financial status and the real estate market situation, it is difficult to fund the Home of your dreams and you often end up taking a Home Loan. Home -loan/salaried- Home -loan.aspx">Taking a Home Loan can ease your financial burden by a lot. The bank offers two types of Home Loan interest rates: fixed interest rate and floating interest rate. Find out the pros and cons of fixed and floating interest rate below: What is Fixed Rate of Interest? If you have a....
Posted in  Real Estate RSS Feed  Real Estate, Tuesday, August 22, 2017, 10:16:32, 4 Months Ago
There are 4 major types of vacuum cleaners available nowadays with each having its own unique shape and function, but the aim of all these machines is to make a specific area free of dust and allergens.   Some Home owners often combine two or more types of vacuum cleaners to achieve the most effective cleaning results. By having knowledge about different types of vacuum cleaners, you can choose the ones that suit your cleaning requirements.   Check out the 4 different types of vacuum cleaners used by an expert professional carpet cleaner in Sydney for various....
Posted in  Home / Garden RSS Feed  Home / Garden, Monday, September 25, 2017, 10:41:21, 3 Months Ago
A new analysis of statistics, undertaken by the team at Home -insurance/">CoverBuilder , finds that during 2016, there were 1,635 unoccupied houses in Penarth, South Wales, with a combined value of over half a billion pounds. The figures, which have been published by Vale of Glamorgan Council following a freedom of information request from Home -insurance/">CoverBuilder , also indicated that in 2016 there were 759 properties which had been empty for at least six months. According to property website Zoopla, the average house valuation price for Penarth is currently £310,165.....
Posted in  Home and Garden RSS Feed  Home and Garden, Monday, October 2, 2017, 10:35:48, 3 Months Ago
An overlooked aspect of Home -refurbishment-insurance/">refurbishing your property is making sure you have the adequate insurance in place whilst the work is being carried out. There are two clear areas you need to double to check to make sure the correct cover is in place.  1 Your builder’s cover If you have employed a 3rd business/tradesmen to complete works on or within your property then you need to make sure as part of the contract that they have the relevant commercial insurance and liability cover. This protects you and them, should an incident occur....
Posted in  Home / Garden RSS Feed  Home / Garden, Monday, October 2, 2017, 13:22:44, 3 Months Ago
With a recent change in planning laws to make it easier to get permission to build new Home s, there has been an accompanying explosion in the number of barn conversions. A barn conversion doesn't necessarily need full planning permission to be redeveloped but naturally, you will need to be granted a permit to develop before any changes are made.  There are a couple of key factors that will result in your barn requiring full planning permission and not simply a permit to redevelop. If your planned redevelopment is subject any of the criteria below then you will need to....
Posted in  Home and Garden RSS Feed  Home and Garden, Monday, October 2, 2017, 20:26:57, 3 Months Ago
When someone dies and leaving a property, responsibility for that property will usually fall with the person who is dealing with the estate, known as the executor . This person is responsible for overseeing and managing the process of probate that the estate will go through. This process involves administrating any outstanding debts and then dividing money and assets amongst the various beneficiaries. This is generally a lengthy legal process to go through, typically taking between 3 and 9 months to complete. A house is likely to be the biggest asset that a person has owned which....
Posted in  Home and Garden RSS Feed  Home and Garden, Tuesday, October 3, 2017, 13:10:11, 3 Months Ago
With a summer of major sport and cultural events around the corner across the UK, wannabe attendees will inevitably suffer from the classic hotel supply and demand troubles, resulting in a desperate search last minute for limited rooms, whilst trying to avoid overinflated prices. Out of this customer demand and struggle comes the business opportunity of property owners making available the use of spare rooms or even their whole property for a rental fee. The growing popularity of rental booking websites such as Airbnb,  Home Away and Housetrip has made this....
Posted in  Real Estate RSS Feed  Real Estate, Tuesday, October 10, 2017, 13:34:23, 2 Months Ago
Owning a listed building can leave you the envy of your neighbours, being in possession of your own little slice of history. However, they can be expensive to upkeep and have a number of unique difficulties that as an owner you will need to overcome. This is particularly true if you want to make any alterations or adaptations to your listed Home . Below are some of the key things that you need to check before you embark on any planned changes.   Obtain the correct permission It can actually be a criminal offence to alter a listed building without the correct consent in....
Posted in  Home / Garden RSS Feed  Home / Garden, Thursday, October 12, 2017, 08:56:54, 2 Months Ago
Finding insurance for a property of non-standard construction UK You scour the property for sale pages and find your dream Home . It has plenty of character and is just within your budget. The surveys check out and your committed to buying. It’s at this point you discover when you start to get Home insurance quotes, that all may not be as you thought it would be.   Home insurers will ask the questions about the construction method and materials used in order to fully understand how the property is built and then calculate the risk and costs of potential claims.   This is where many UK property owners find out their....
Posted in  Home / Garden RSS Feed  Home / Garden, Tuesday, October 17, 2017, 12:24:24, 2 Months Ago
A new study has revealed that whilst 12% of Home owners polled in a new study are saving to invest in a Home -insurance/">second property within the next decade, the majority of these individuals admit they’ve not fully researched the costs associated with doing so, such as stamp duty surcharges and periods of unoccupancy .  Whilst undertaking new research into the future investment plans of Home owners, a UK insurance agency has uncovered that as many as two thirds of Britons want to add value to their Home s through extensions, conversions or conservatories, whilst....
Posted in  Home / Garden RSS Feed  Home / Garden, Wednesday, October 18, 2017, 09:29:35, 2 Months Ago
  A Home -insurance/">County Court Judgment is often simply referred to as a CCJ and is a court’s judgement, having assessed all the details of the situation, as to whether or not a debt is due.   A CCJ will unfortunately have a severe negative impact upon things such as your credit score and your ability to obtain credit in the future. It is one of a few serious types of adverse credit history (the others being things such as bankruptcies and IVAs). This basically means that any future lenders will be able to see that you were unable to....
Posted in  Home / Garden RSS Feed  Home / Garden, Tuesday, October 24, 2017, 14:51:25, 2 Months Ago
For many years, major UK insurance brands have kept direct customers in Northern Ireland at an arms length and offered little coverage with often-inflated premiums. There remain a higher percentage of customers who use an insurance broker to source their insurance rather going direct as compared to mainland UK.   In recent years more insurance start-ups have taken on the challenge of providing good Home insurance coverage at reasonable prices, these include companies that offer premiums and coverage direct and those who specialise in offer a dedicated Northern Ireland price....
Posted in  Home and Garden RSS Feed  Home and Garden, Friday, October 27, 2017, 10:39:26, 2 Months Ago
Remember, looks aren’t everything in this world – But one cannot deny its importance!   When it comes to buildings, estates, and other structures, the exterior of any building can decide if a buyer will invest his/her money in the property or not. The look of the property you're offering to the buyer and the condition of your business space makes for that exceedingly essential first impression.   This is basically why you'll need to ensure that your building or property is properly cleaned and looks well-maintained to the buyers.   As the time....
Posted in  Home / Garden RSS Feed  Home / Garden, Monday, October 30, 2017, 09:49:20, 2 Months Ago
With the cost of living continually rising and tight finances being pulled in ever more directions it is easy to see why so many Brits are constantly looking for ways to cut down their monthly bills. One option that some people may consider is cancelling their buildings insurance – it seems like an unnecessary expense and what are the chances of something happening to your Home anyway right?   Wrong.   Buildings insurance becomes more important than ever when finances are tight, for a number of reasons that we’re going to look at below.  ....
Posted in  Home / Garden RSS Feed  Home / Garden, Wednesday, November 1, 2017, 13:31:47, 2 Months Ago
The Importance of Keeping Your Bedding Organized Bedding is an important part of the bedroom. They provide comfort and aesthetic appeal to the room. The bedding makes a bedroom functional and makes it possible for you to enjoy peaceful sleep. People often have more than one bedding sets because they need to be changed and washed from time to time. People also have different bedding sets for different seasons so that they can stay warm and cozy in every season. If you want to keep the bedding in best condition then its proper storage is important. Bedding can be bulky which makes it challenging to store them and keep them organized.....
Posted in  Home / Garden RSS Feed  Home / Garden, Thursday, November 2, 2017, 06:36:57, 1 Month Ago
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